2025-2026 Wells Fargo Hands on Banking Pre-Test
100 Black Men of DeKalb, Inc.
1. Name of 100 Black Men Chapter
2. Student's First and Last Name
3.City & State
4. Age
5. Grade Level
6. Program Start Date
7. What is a Savings Account?
A bank account in which daily or weekly purchases can be made from
A bank account in which money is safely stored and interest is earned on that money
A bank account used for investments
8. Do you currently have a Savings Account?
Yes
No
9. Why is it important to have a Savings Account?
To have money to go shopping
To have money for any needed essentials
To have money set aside as an emergency fund for large, unexpected expenses
10. How much money should you save for emergencies?
Three to six months of your income
One to two weeks of your income
One year of your income
11. What is a budget?
A report showing what you spent for the month
A plan on how you will spend your money each month
A car rental company
12. Can you identify the parts of a check?
Yes
No
13. Can you identify the parts of a debit card?
Yes
No
14. Can you identify the parts of a deposit slip?
Yes
No
15. What are the advantages and disadvantages of using credit and establishing good credit?
16. Did you increase your financial knowledge during this program?
Yes
No
17. Additional comments:
18. Date completed:
Submit
Should be Empty: